While Washington debates whether the “rebate rule” proposed by the Trump administration would cause federal spending to rise, too many are forgetting the people it would help. The rebate rule would convert rebates on brand-name prescription drugs—paid by pharmaceutical companies to health insurance plans—into upfront discounts—shared directly with patients at the pharmacy. The rule affects…Details
Single-payer health care is a dividing line in the race, separating Democrats who want to replace the private insurance system from those who favor improving it. Some candidates — like Bernie Sanders and Michael Bennet — picked a clear side. Others, like Elizabeth Warren and Kamala Harris, took a middle path.
Despite all the hoopla about Obamacare and its individual plans, most working-age Americans still get their health insurance through their employers. And as countless health wonks have noted, there are lots of problems with that. Employer offerings are limited and are not portable when people switch jobs. And the tax advantages that perpetuate this situation…Details
Rising support for socialism in the United States comes at a time when politicians like Sen. Bernie Sanders, I-Vt., promise a great many “free” services, to be provided or guaranteed by the government. Supporters often point to nations with large social programs, such as Canada, the United Kingdom, and the Scandinavian states, particularly when it…Details
The White House should consider building on the HRA rule by requiring that all newly incorporated businesses seeking the tax break for employer coverage do so through HRAs. Such a reform would preserve traditional employer-based group health insurance for those who have it, while ensuring that start-ups that evolve into the Googles and Apples of the future deploy the new model.Details
Of all the things we might do to improve our health care system, the one reform that is more important than any other is almost never discussed. It is ignored by Republicans. By Democrats. By the experts. By the think tanks. And by just about everybody who has an opinion on health policy. Here it…Details
Last Thursday afternoon, the Trump administration released its final rule regarding Health Reimbursement Arrangements (HRAs). The 497-page document will take lawyers and employment professionals weeks to absorb and digest fully. But in a nutshell, the rule will help to make coverage more portable and affordable—while also going a long way to resolve the problem of pre-existing conditions.
A public option is sold as less disruptive than Medicare for All but it would have similar results, and a similar destination. If enacted, private insurance would wither, competition would decline, innovation would slow, and the costs of health coverage would be hidden inside ever-rising tax bills.Details
The most recent KFF Health Tracking Poll finds majorities across partisans think taxes for most people would increase under a national health plan, sometimes called Medicare-for-all (78 percent), and about half (53 percent) think private health insurance companies would no longer be the primary way Americans would get health coverage under such a plan.
Wednesday in Congress, the Democrat Chairman of the House Ways and Means Committee is holding a hearing titled “Pathways to Universal Healthcare Coverage.” Democrats on the Committee will no doubt fill the committee room with lofty promises but don’t be deceived: in reality, Democrat slogans like “Medicare-for-all” come with a bitter pill to swallow: socialized…Details