Last week, Reps. Ami Bera, MD (D-CA) and Jason Smith (R-MO) introduced an HSA correction and expansion bill,  HR 3796, that eliminates some of the discriminatory practices against working seniors and allows more Americans to own HSAs and enjoy the benefits of HSA ownership longer than they can under current law. Retirees who already own an HSA would be able to continue to contribute to their accounts, and those who have never had an opportunity to open an HSA could do so. This means that 58 million retirees would feel less pressure from the financial vise and leave them with more funds to receive the high-value care that they need.