A federal judge on Thursday rejected the Trump administration’s attempts to expand access to association health plan. U.S. District Judge John Bates in Washington said the administration’s final rule allowing associations and employers to band together to create AHPs goes beyond its authority under the Employee Retirement Income Security Act (ERISA). The Trump administration’s rule allows employers to join together to gain more efficiencies of scale in purchasing coverage and services, and the plans are more affordable because they don’t have to follow many ACA rules.