What does health insurance cost without a subsidy? Unfortunately, not everyone qualifies for subsidies, so it’s important to see what health insurance costs without them.
- Premiums for individual coverage averaged $440 per month while premiums for family plans averaged $1,168 per month. The graphs below demonstrate the rise in both individual and family premiums since the Affordable Care Act’s inception.
- The average annual deductible for individual plans was $4,578 and the average deductible for family plans was $8,803. The graphs below demonstrate the rise in both family and individual deductibles since the Affordable Care Act’s inception.
