President Trump’s administration says on average prices for 2019 are 1.5% lower than they were last year on the federal health exchange. After years of double-digit price hikes on exchange plans, health insurers are starting to turn a profit on the ACA exchanges. For 2019, there are more carriers getting back into the market and offering new plan options. The Trump administration extended the length of cheaper, short-term plans with fewer benefits to provide up to 12 months of coverage. Some analysts predict those cheaper plans could attract healthier members.

The Centers for Medicare & Medicaid Services announced on Wednesday a new opportunity for those who failed to comply with the individual mandate in 2018 to avoid the corresponding tax penalty. The new policy allows hardship exemptions to be claimed without “the documentary evidence or written explanation generally required.”