Report Highlights:

  • Regional associations launched 71 percent of new AHPs
  • Vast majority of new regional associations are chamber of commerce-based
  • 4 out of 5 new AHPs are insured through a third-party insurance company as opposed to self-funded
  • Maximum savings claims average higher for self-funded plans than fully-insured plans, though both are in double digits
  • Half of new AHPs offer medical savings account options such as a HSA
  • Multi-state professional association health plans in planning but taking longer to reach market
  • Half of new AHPs are limited to companies of 2-50 employees
  • 43 percent of new AHPs are available to sole proprietors and the self-employed
  • Benefit information trends toward comprehensive health coverage that includes items such as mental health benefits and prescription drug coverage alongside mandated benefits such as maternity